Francois

Deal-focused fractional CFO and private credit specialist Francois Tual brings the rare combination of institutional investment banking rigour and high-growth fintech operating experience. A graduate of HEC School of Management with a Master in Management, Francois built his early career across top-tier global banks before transitioning into senior leadership roles at scaling UK fintechs.

As Chief Capital Officer at Habito between 2020 and 2022, Francois directed capital markets activities and oversaw significant debt and equity fundraising initiatives for the digital mortgage broker. He then took on the role of Co-Chief Executive Officer at flatfair, leading the proptech platform’s business operations and strategic direction through a period of transition — bridging the gap between financial strategy and day-to-day operational leadership.

Today, Francois operates as a Fractional CFO and Private Credit Specialist at FIT Labs and as Senior Advisor at Royal Park Partners, delivering strategic financial leadership and advisory on debt financing, equity fundraising, M&A, structured finance, securitisation and corporate development for scaling fintech and financial services businesses. His “Deal-Ready Finance” expertise makes him a natural choice for high-growth companies preparing for funding rounds, refinancing or sale.